TellerScore

Side-by-side · Q2 2026 data

C3bank, National Association vs Pinnacle Bank

Bank

C3bank, National Association

Encinitas, California · $100 million – $1 billion

75of 100
Strong

Bank

Pinnacle Bank

Gilroy, California · $100 million – $1 billion

52of 100
Below average

Metric by metric

MeasureC3bank, National AssociationPinnacle Bank
TellerScore75 (stronger)52
Capital cushion5669 (stronger)
Loan quality100 (stronger)23
Earnings66 (stronger)44
Funding & liquidity6667 (stronger)
Problem-loan coverage100 (stronger)70
Peer percentile61st8th
Total assets$949.3M$937.0M
Deposits / shares$836.4M$810.3M
Capital ratio10.59%11.88% (stronger)
Problem loans0.00% (stronger)2.30%
Net charge-offs0.00% (stronger)2.09%
Return on assets1.14% (stronger)0.61%
Loans ÷ deposits71.0%70.2% (stronger)
Uninsured deposits35.8%35.7% (stronger)
Offices44
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

C3bank, National Association has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 4 and Pinnacle Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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