Side-by-side · Q2 2026 data
C3bank, National Association vs Summit State Bank
Metric by metric
| Measure | C3bank, National Association | Summit State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 42 |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 100 (stronger) | 19 |
| Earnings | 66 (stronger) | 23 |
| Funding & liquidity | 66 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 61st | 3rd |
| Total assets | $949.3M | $959.8M |
| Deposits / shares | $836.4M | $846.1M |
| Capital ratio | 10.59% | 10.84% (stronger) |
| Problem loans | 0.00% (stronger) | 2.43% |
| Net charge-offs | 0.00% (stronger) | 2.17% |
| Return on assets | 1.14% (stronger) | 0.07% |
| Loans ÷ deposits | 71.0% (stronger) | 88.2% |
| Uninsured deposits | 35.8% | 24.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C3bank, National Association has the higher TellerScore (75 vs 42). On the 7 directional measures above (where higher or lower is clearly better), C3bank, National Association leads on 5 and Summit State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.