Side-by-side · Q2 2026 data
Calhoun Liberty Credit Union vs Addition Financial Credit Union
Metric by metric
| Measure | Calhoun Liberty Credit Union | Addition Financial Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 100 (stronger) | 53 |
| Earnings | 57 (stronger) | 48 |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 63rd | 27th |
| Total assets | $179.8M | $3.8B |
| Deposits / shares | $151.4M | $3.4B |
| Capital ratio | 10.66% (stronger) | 9.98% |
| Problem loans | 0.01% (stronger) | 1.40% |
| Net charge-offs | 0.13% (stronger) | 1.27% |
| Return on assets | 0.92% (stronger) | 0.70% |
| Loans ÷ deposits | 85.9% | 62.3% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 5.3% |
| Offices | 4 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Calhoun Liberty Credit Union has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Calhoun Liberty Credit Union leads on 6 and Addition Financial Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.