Side-by-side · Q2 2026 data
California Bank of Commerce, National Association vs California Coast Credit Union
Bank
California Bank of Commerce, National Association
San Diego, California · $1 billion – $10 billion
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | California Bank of Commerce, National Association | California Coast Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 78 | 89 (stronger) |
| Loan quality | 90 | 91 (stronger) |
| Earnings | 78 (stronger) | 67 |
| Funding & liquidity | 29 | 82 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 77th | 94th |
| Total assets | $4.0B | $3.5B |
| Deposits / shares | $3.4B | $3.1B |
| Capital ratio | 12.80% | 13.91% (stronger) |
| Problem loans | 0.29% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.18% |
| Return on assets | 1.45% (stronger) | 1.16% |
| Loans ÷ deposits | 91.5% | 78.2% (stronger) |
| Uninsured deposits | 50.4% | 2.3% (stronger) |
| Offices | 14 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.5% |
California Coast Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), California Bank of Commerce, National Association leads on 2 and California Coast Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.