Side-by-side · Q2 2026 data
California Bank of Commerce, National Association vs Sag-Aftra Federal Credit Union
Bank
California Bank of Commerce, National Association
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | California Bank of Commerce, National Association | Sag-Aftra Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 78 | 81 (stronger) |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 78 (stronger) | 64 |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 77th | 80th |
| Total assets | $4.0B | $335.6M |
| Deposits / shares | $3.4B | $287.1M |
| Capital ratio | 12.80% | 13.13% (stronger) |
| Problem loans | 0.29% (stronger) | 0.63% |
| Net charge-offs | 0.01% (stronger) | 0.73% |
| Return on assets | 1.45% (stronger) | 1.11% |
| Loans ÷ deposits | 91.5% | 57.0% (stronger) |
| Uninsured deposits | 50.4% | 12.7% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sag-Aftra Federal Credit Union has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), California Bank of Commerce, National Association leads on 3 and Sag-Aftra Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.