Side-by-side · Q2 2026 data
California Coast Credit Union vs Mypoint Credit Union
Credit union
California Coast Credit Union
San Diego, California · $1 billion – $10 billion
Metric by metric
| Measure | California Coast Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 58 |
| Capital cushion | 89 (stronger) | 36 |
| Loan quality | 91 | 91 |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 82 (stronger) | 55 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 94th | 16th |
| Total assets | $3.5B | $704.5M |
| Deposits / shares | $3.1B | $576.3M |
| Capital ratio | 13.91% (stronger) | 8.55% |
| Problem loans | 0.26% (stronger) | 0.27% |
| Net charge-offs | 0.18% | 0.11% (stronger) |
| Return on assets | 1.16% (stronger) | 0.30% |
| Loans ÷ deposits | 78.2% (stronger) | 105.1% |
| Uninsured deposits | 2.3% (stronger) | 8.3% |
| Offices | 26 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 33.3% |
California Coast Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), California Coast Credit Union leads on 6 and Mypoint Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.