Side-by-side · Q2 2026 data
California International Bank, N.A. vs Beach Cities Commercial Bank
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | California International Bank, N.A. | Beach Cities Commercial Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 58 |
| Capital cushion | 85 (stronger) | 48 |
| Loan quality | 100 | 100 |
| Earnings | 89 (stronger) | 18 |
| Funding & liquidity | 70 (stronger) | 33 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 16th |
| Total assets | $120.9M | $188.9M |
| Deposits / shares | $105.9M | $139.6M |
| Capital ratio | 13.51% (stronger) | 9.81% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.71% (stronger) | -0.04% |
| Loans ÷ deposits | 76.7% (stronger) | 109.0% |
| Uninsured deposits | 27.3% (stronger) | 31.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 58). On the 5 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 5 and Beach Cities Commercial Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.