Side-by-side · Q2 2026 data
California International Bank, N.A. vs Orange County'S Federal Credit Union
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Credit union
Orange County'S Federal Credit Union
Santa Ana, California · $1 billion – $10 billion
Metric by metric
| Measure | California International Bank, N.A. | Orange County'S Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 70 |
| Capital cushion | 85 (stronger) | 57 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 89 (stronger) | 73 |
| Funding & liquidity | 70 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 94th | 58th |
| Total assets | $120.9M | $3.1B |
| Deposits / shares | $105.9M | $2.6B |
| Capital ratio | 13.51% (stronger) | 10.66% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 1.71% (stronger) | 1.31% |
| Loans ÷ deposits | 76.7% (stronger) | 94.6% |
| Uninsured deposits | 27.3% | 8.4% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), California International Bank, N.A. leads on 6 and Orange County'S Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.