Side-by-side · Q2 2026 data
Calvin B. Taylor Banking Company of Berlin, Maryland vs 1897 Federal Credit Union
Bank
Calvin B. Taylor Banking Company of Berlin, Maryland
Berlin, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Calvin B. Taylor Banking Company of Berlin, Maryland | 1897 Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 79 (stronger) | 21 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 91st | 75th |
| Total assets | $1.0B | $3.6M |
| Deposits / shares | $881.5M | $2.5M |
| Capital ratio | 13.65% | 29.46% (stronger) |
| Problem loans | 0.83% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -7.60% (stronger) |
| Return on assets | 1.49% (stronger) | 0.03% |
| Loans ÷ deposits | 78.8% | 14.0% (stronger) |
| Uninsured deposits | 11.3% | 0.0% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
1897 Federal Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Calvin B. Taylor Banking Company of Berlin, Maryland leads on 1 and 1897 Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.