Side-by-side · Q2 2026 data
Cambridge Savings Bank vs Institution for Savings in Newburyport and Its Vicinity
Bank
Institution for Savings in Newburyport and Its Vicinity
Newburyport, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Cambridge Savings Bank | Institution for Savings in Newburyport and Its Vicinity |
|---|---|---|
| TellerScore | 51 | 76 (stronger) |
| Capital cushion | 52 | 77 (stronger) |
| Loan quality | 58 | 99 (stronger) |
| Earnings | 34 | 62 (stronger) |
| Funding & liquidity | 37 (stronger) | 36 |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 8th | 80th |
| Total assets | $7.0B | $5.6B |
| Deposits / shares | $5.4B | $3.4B |
| Capital ratio | 10.25% | 12.66% (stronger) |
| Problem loans | 1.26% | 0.04% (stronger) |
| Net charge-offs | 0.09% | -0.00% (stronger) |
| Return on assets | 0.36% | 1.05% (stronger) |
| Loans ÷ deposits | 107.7% (stronger) | 126.1% |
| Uninsured deposits | 29.3% | 27.9% (stronger) |
| Offices | 19 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 12.4% |
Institution for Savings in Newburyport and Its Vicinity has the higher TellerScore (76 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Cambridge Savings Bank leads on 1 and Institution for Savings in Newburyport and Its Vicinity on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.