Side-by-side · Q2 2026 data
Campus USA Credit Union vs Radiant Credit Union
Metric by metric
| Measure | Campus USA Credit Union | Radiant Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 73 (stronger) | 45 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 70 (stronger) | 43 |
| Funding & liquidity | 61 | 85 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 79th | 41st |
| Total assets | $4.0B | $1.1B |
| Deposits / shares | $3.4B | $969.4M |
| Capital ratio | 12.25% (stronger) | 9.50% |
| Problem loans | 0.38% (stronger) | 0.47% |
| Net charge-offs | 0.38% (stronger) | 0.63% |
| Return on assets | 1.26% (stronger) | 0.59% |
| Loans ÷ deposits | 98.3% | 75.3% (stronger) |
| Uninsured deposits | 15.4% | 7.5% (stronger) |
| Offices | 14 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.5% | 41.0% |
Campus USA Credit Union has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Campus USA Credit Union leads on 5 and Radiant Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.