Side-by-side · Q2 2026 data
Canopy Federal Credit Union vs Responders Emergency Services Credit Union
Credit union
Responders Emergency Services Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Canopy Federal Credit Union | Responders Emergency Services Credit Union |
|---|---|---|
| TellerScore | 51 | 87 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 13 | 40 (stronger) |
| Funding & liquidity | 68 | 91 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 7th | 83rd |
| Total assets | $222.0M | $56.2M |
| Deposits / shares | $198.0M | $46.3M |
| Capital ratio | 9.01% | 17.32% (stronger) |
| Problem loans | 0.86% | 0.01% (stronger) |
| Net charge-offs | 0.93% | -0.01% (stronger) |
| Return on assets | -0.18% | 0.50% (stronger) |
| Loans ÷ deposits | 92.0% | 69.3% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 7.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.0% | — |
Responders Emergency Services Credit Union has the higher TellerScore (87 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Canopy Federal Credit Union leads on 1 and Responders Emergency Services Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.