Side-by-side · Q2 2026 data
Cape & Coast Bank vs Main Street Bank
Metric by metric
| Measure | Cape & Coast Bank | Main Street Bank |
|---|---|---|
| TellerScore | 53 | 58 (stronger) |
| Capital cushion | 47 | 70 (stronger) |
| Loan quality | 69 (stronger) | 44 |
| Earnings | 41 | 45 (stronger) |
| Funding & liquidity | 32 | 58 (stronger) |
| Problem-loan coverage | 84 (stronger) | 78 |
| Peer percentile | 11th | 17th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 9.70% | 12.04% (stronger) |
| Problem loans | 0.94% (stronger) | 1.69% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 0.52% | 0.63% (stronger) |
| Loans ÷ deposits | 103.6% | 89.3% (stronger) |
| Uninsured deposits | 37.6% | 26.3% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 20.9% |
Main Street Bank has the higher TellerScore (58 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Cape & Coast Bank leads on 1 and Main Street Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.