Side-by-side · Q2 2026 data
Cape & Coast Bank vs Martha's Vineyard Bank
Metric by metric
| Measure | Cape & Coast Bank | Martha's Vineyard Bank |
|---|---|---|
| TellerScore | 53 | 69 (stronger) |
| Capital cushion | 47 | 68 (stronger) |
| Loan quality | 69 | 97 (stronger) |
| Earnings | 41 | 46 (stronger) |
| Funding & liquidity | 32 | 37 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 11th | 53rd |
| Total assets | $1.7B | $1.3B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 9.70% | 11.75% (stronger) |
| Problem loans | 0.94% | 0.09% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.52% | 0.65% (stronger) |
| Loans ÷ deposits | 103.6% (stronger) | 104.7% |
| Uninsured deposits | 37.6% | 31.8% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 5.4% |
Martha's Vineyard Bank has the higher TellerScore (69 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Cape & Coast Bank leads on 1 and Martha's Vineyard Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.