Side-by-side · Q2 2026 data
Capital Area Federal Credit Union vs Great Falls Regional Federal Credit Union
Credit union
Capital Area Federal Credit Union
Augusta, Maine · Under $100 million in assets
Credit union
Great Falls Regional Federal Credit Union
Lewiston, Maine · Under $100 million in assets
Metric by metric
| Measure | Capital Area Federal Credit Union | Great Falls Regional Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 73 (stronger) | 37 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 80th | 59th |
| Total assets | $71.4M | $66.0M |
| Deposits / shares | $57.7M | $57.1M |
| Capital ratio | 17.65% (stronger) | 13.25% |
| Problem loans | 0.59% | 0.46% (stronger) |
| Net charge-offs | -0.16% (stronger) | 0.06% |
| Return on assets | 1.33% (stronger) | 0.42% |
| Loans ÷ deposits | 84.6% | 42.3% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 4.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Area Federal Credit Union has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Capital Area Federal Credit Union leads on 5 and Great Falls Regional Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.