Side-by-side · Q2 2026 data
Capital Bank and Trust Company vs Eagle Community Credit Union
Metric by metric
| Measure | Capital Bank and Trust Company | Eagle Community Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 61 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 98th | 29th |
| Total assets | $266.1M | $409.2M |
| Deposits / shares | $500K | $362.7M |
| Capital ratio | 79.26% (stronger) | 9.91% |
| Problem loans | 0.00% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.85% |
| Return on assets | 81.14% (stronger) | 0.56% |
| Loans ÷ deposits | 0.0% (stronger) | 93.0% |
| Uninsured deposits | 50.0% | 5.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.1% |
Capital Bank and Trust Company has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Capital Bank and Trust Company leads on 6 and Eagle Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.