Side-by-side · Q2 2026 data
Capital City Bank vs Banesco USA
Metric by metric
| Measure | Capital City Bank | Banesco USA |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 53 | 65 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 81 (stronger) | 79 |
| Funding & liquidity | 58 (stronger) | 44 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 66th | 66th |
| Total assets | $4.4B | $6.0B |
| Deposits / shares | $3.8B | $5.2B |
| Capital ratio | 10.29% | 11.46% (stronger) |
| Problem loans | 0.40% (stronger) | 0.49% |
| Net charge-offs | 0.12% | 0.10% (stronger) |
| Return on assets | 1.52% (stronger) | 1.47% |
| Loans ÷ deposits | 65.6% (stronger) | 76.0% |
| Uninsured deposits | 47.8% (stronger) | 51.6% |
| Offices | 59 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Capital City Bank leads on 4 and Banesco USA on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.