Side-by-side · Q2 2026 data
Capital City Bank vs First Port City Bank
Metric by metric
| Measure | Capital City Bank | First Port City Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 66 |
| Capital cushion | 53 | 55 (stronger) |
| Loan quality | 87 (stronger) | 65 |
| Earnings | 81 | 83 (stronger) |
| Funding & liquidity | 58 (stronger) | 52 |
| Problem-loan coverage | 95 (stronger) | 84 |
| Peer percentile | 66th | 31st |
| Total assets | $4.4B | $623.9M |
| Deposits / shares | $3.8B | $557.5M |
| Capital ratio | 10.29% | 10.49% (stronger) |
| Problem loans | 0.40% (stronger) | 1.04% |
| Net charge-offs | 0.12% | 0.09% (stronger) |
| Return on assets | 1.52% | 1.56% (stronger) |
| Loans ÷ deposits | 65.6% (stronger) | 86.6% |
| Uninsured deposits | 47.8% | 34.9% (stronger) |
| Offices | 59 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Capital City Bank has the higher TellerScore (72 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Capital City Bank leads on 3 and First Port City Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.