Side-by-side · Q2 2026 data
Capital City Bank vs The Bank of Tampa
Metric by metric
| Measure | Capital City Bank | The Bank of Tampa |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 81 (stronger) | 70 |
| Funding & liquidity | 58 (stronger) | 42 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 66th | 58th |
| Total assets | $4.4B | $3.0B |
| Deposits / shares | $3.8B | $2.7B |
| Capital ratio | 10.29% | 10.97% (stronger) |
| Problem loans | 0.40% | 0.29% (stronger) |
| Net charge-offs | 0.12% | 0.03% (stronger) |
| Return on assets | 1.52% (stronger) | 1.25% |
| Loans ÷ deposits | 65.6% (stronger) | 75.7% |
| Uninsured deposits | 47.8% (stronger) | 53.4% |
| Offices | 59 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | 24.9% |
Capital City Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Capital City Bank leads on 4 and The Bank of Tampa on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.