Side-by-side · Q2 2026 data
Capital City Bank vs Thomasville National Bank
Metric by metric
| Measure | Capital City Bank | Thomasville National Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 53 | 57 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 37 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 66th | 80th |
| Total assets | $4.4B | $2.2B |
| Deposits / shares | $3.8B | $1.9B |
| Capital ratio | 10.29% | 10.75% (stronger) |
| Problem loans | 0.40% | 0.22% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 1.52% | 2.40% (stronger) |
| Loans ÷ deposits | 65.6% (stronger) | 97.2% |
| Uninsured deposits | 47.8% | 38.7% (stronger) |
| Offices | 59 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.0% | — |
Thomasville National Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Capital City Bank leads on 1 and Thomasville National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.