Side-by-side · Q2 2026 data
Capitol National Bank vs Mi Bank
Metric by metric
| Measure | Capitol National Bank | Mi Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 50 | 94 (stronger) |
| Earnings | 92 (stronger) | 57 |
| Funding & liquidity | 38 | 40 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 61st | 24th |
| Total assets | $209.3M | $245.5M |
| Deposits / shares | $162.1M | $220.9M |
| Capital ratio | 16.74% (stronger) | 9.14% |
| Problem loans | 1.49% | 0.19% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.79% (stronger) | 0.92% |
| Loans ÷ deposits | 102.7% | 93.7% (stronger) |
| Uninsured deposits | 32.8% (stronger) | 38.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Capitol National Bank has the higher TellerScore (75 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Capitol National Bank leads on 4 and Mi Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.