Side-by-side · Q2 2026 data
Capstone Federal Credit Union vs Slo Credit Union
Credit union
Capstone Federal Credit Union
Aliso Viejo, California · Under $100 million in assets
Metric by metric
| Measure | Capstone Federal Credit Union | Slo Credit Union |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 78 | 95 (stronger) |
| Loan quality | 44 | 93 (stronger) |
| Earnings | 19 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $31.9M | $29.1M |
| Deposits / shares | $27.9M | $25.3M |
| Capital ratio | 12.75% | 14.47% (stronger) |
| Problem loans | 1.69% | 0.20% (stronger) |
| Net charge-offs | 0.35% | 0.34% (stronger) |
| Return on assets | -0.03% (stronger) | -0.51% |
| Loans ÷ deposits | 44.9% (stronger) | 54.5% |
| Uninsured deposits | 3.4% (stronger) | 7.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Slo Credit Union has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Capstone Federal Credit Union leads on 3 and Slo Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.