Side-by-side · Q2 2026 data
Carmine State Bank vs The American National Bank of Mount Pleasant
Bank
The American National Bank of Mount Pleasant
Mount Pleasant, Texas · $100 million – $1 billion
Metric by metric
| Measure | Carmine State Bank | The American National Bank of Mount Pleasant |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 50 | 78 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 60 | 81 (stronger) |
| Funding & liquidity | 88 | 90 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 47th | 92nd |
| Total assets | $148.8M | $144.6M |
| Deposits / shares | $139.2M | $130.3M |
| Capital ratio | 10.00% | 12.82% (stronger) |
| Problem loans | 0.50% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 1.01% | 1.53% (stronger) |
| Loans ÷ deposits | 28.7% (stronger) | 70.2% |
| Uninsured deposits | 26.2% | 13.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The American National Bank of Mount Pleasant has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Carmine State Bank leads on 2 and The American National Bank of Mount Pleasant on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.