Side-by-side · Q2 2026 data
Carolina Federal Credit Union vs Acclaim Federal Credit Union
Credit union
Carolina Federal Credit Union
Cherryville, North Carolina · Under $100 million in assets
Credit union
Acclaim Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Carolina Federal Credit Union | Acclaim Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 56 | 79 (stronger) |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 47 | 51 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 30th | 59th |
| Total assets | $85.1M | $60.4M |
| Deposits / shares | $75.2M | $52.2M |
| Capital ratio | 10.58% | 12.88% (stronger) |
| Problem loans | 0.72% | 0.44% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.73% |
| Return on assets | 0.68% | 0.79% (stronger) |
| Loans ÷ deposits | 84.5% | 72.5% (stronger) |
| Uninsured deposits | 11.8% | 2.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acclaim Federal Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Carolina Federal Credit Union leads on 1 and Acclaim Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.