Side-by-side · Q2 2026 data
Carolina Foothills Federal Credit Union vs Spc Credit Union
Credit union
Carolina Foothills Federal Credit Union
Spartanburg, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Carolina Foothills Federal Credit Union | Spc Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 70 (stronger) | 64 |
| Loan quality | 57 | 62 (stronger) |
| Earnings | 76 (stronger) | 46 |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 84 | 86 (stronger) |
| Peer percentile | 51st | 37th |
| Total assets | $224.3M | $265.8M |
| Deposits / shares | $188.8M | $234.3M |
| Capital ratio | 12.02% (stronger) | 11.42% |
| Problem loans | 1.30% | 1.13% (stronger) |
| Net charge-offs | 0.60% (stronger) | 0.71% |
| Return on assets | 1.39% (stronger) | 0.65% |
| Loans ÷ deposits | 84.3% | 67.7% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 3.5% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 46.8% |
Carolina Foothills Federal Credit Union has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Carolina Foothills Federal Credit Union leads on 5 and Spc Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.