Side-by-side · Q2 2026 data
Carolina Trust Federal Credit Union vs Carolina Foothills Federal Credit Union
Credit union
Carolina Trust Federal Credit Union
Myrtle Beach, South Carolina · $100 million – $1 billion
Credit union
Carolina Foothills Federal Credit Union
Spartanburg, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Carolina Trust Federal Credit Union | Carolina Foothills Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 50 | 70 (stronger) |
| Loan quality | 72 (stronger) | 57 |
| Earnings | 57 | 76 (stronger) |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 87 (stronger) | 84 |
| Peer percentile | 31st | 51st |
| Total assets | $422.0M | $224.3M |
| Deposits / shares | $375.9M | $188.8M |
| Capital ratio | 10.04% | 12.02% (stronger) |
| Problem loans | 0.83% (stronger) | 1.30% |
| Net charge-offs | 0.68% | 0.60% (stronger) |
| Return on assets | 0.92% | 1.39% (stronger) |
| Loans ÷ deposits | 87.2% | 84.3% (stronger) |
| Uninsured deposits | 3.0% | 2.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.9% | — |
Carolina Foothills Federal Credit Union has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Carolina Trust Federal Credit Union leads on 1 and Carolina Foothills Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.