Side-by-side · Q2 2026 data
Carroll Bank and Trust vs BankTennessee
Metric by metric
| Measure | Carroll Bank and Trust | BankTennessee |
|---|---|---|
| TellerScore | 52 | 58 (stronger) |
| Capital cushion | 32 | 47 (stronger) |
| Loan quality | 55 | 60 (stronger) |
| Earnings | 55 | 64 (stronger) |
| Funding & liquidity | 65 (stronger) | 54 |
| Problem-loan coverage | 75 | 82 (stronger) |
| Peer percentile | 8th | 16th |
| Total assets | $662.1M | $630.3M |
| Deposits / shares | $605.5M | $548.4M |
| Capital ratio | 8.25% | 9.73% (stronger) |
| Problem loans | 1.36% | 1.20% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.09% (stronger) |
| Loans ÷ deposits | 82.2% (stronger) | 90.7% |
| Uninsured deposits | 26.8% (stronger) | 29.5% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
BankTennessee has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Carroll Bank and Trust leads on 2 and BankTennessee on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.