Side-by-side · Q2 2026 data
Carrollton Bank vs Jersey State Bank
Metric by metric
| Measure | Carrollton Bank | Jersey State Bank |
|---|---|---|
| TellerScore | 58 | 75 (stronger) |
| Capital cushion | 30 | 83 (stronger) |
| Loan quality | 88 (stronger) | 61 |
| Earnings | 63 (stronger) | 53 |
| Funding & liquidity | 35 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 17th | 61st |
| Total assets | $3.9B | $190.1M |
| Deposits / shares | $3.6B | $167.5M |
| Capital ratio | 8.01% | 13.30% (stronger) |
| Problem loans | 0.36% (stronger) | 1.18% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.06% (stronger) | 0.83% |
| Loans ÷ deposits | 82.5% | 57.2% (stronger) |
| Uninsured deposits | 53.2% | 7.7% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 2.9% |
Jersey State Bank has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Carrollton Bank leads on 2 and Jersey State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jerseyville, IL