Side-by-side · Q2 2026 data
Carrollton Bank vs St. Charles Bank & Trust Company, National Association
Bank
St. Charles Bank & Trust Company, National Association
Saint Charles, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Carrollton Bank | St. Charles Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 58 | 66 (stronger) |
| Capital cushion | 30 | 46 (stronger) |
| Loan quality | 88 (stronger) | 77 |
| Earnings | 63 | 77 (stronger) |
| Funding & liquidity | 35 | 55 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 17th | 40th |
| Total assets | $3.9B | $3.7B |
| Deposits / shares | $3.6B | $3.1B |
| Capital ratio | 8.01% | 9.64% (stronger) |
| Problem loans | 0.36% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.06% | 1.44% (stronger) |
| Loans ÷ deposits | 82.5% (stronger) | 87.4% |
| Uninsured deposits | 53.2% | 31.2% (stronger) |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 4.3% |
St. Charles Bank & Trust Company, National Association has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Carrollton Bank leads on 3 and St. Charles Bank & Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.