Side-by-side · Q2 2026 data
Carrollton Federal Bank vs Business and Industrial Federal Credit Union
Credit union
Business and Industrial Federal Credit Union
Columbus, Indiana · Under $100 million in assets
Metric by metric
| Measure | Carrollton Federal Bank | Business and Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 49 | 64 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 84th | 90th |
| Total assets | $43.6M | $44.9M |
| Deposits / shares | $37.1M | $36.7M |
| Capital ratio | 15.71% | 18.04% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.73% | 1.11% (stronger) |
| Loans ÷ deposits | 73.2% | 48.6% (stronger) |
| Uninsured deposits | 19.8% | 1.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Business and Industrial Federal Credit Union has the higher TellerScore (91 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Carrollton Federal Bank leads on 2 and Business and Industrial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.