Side-by-side · Q2 2026 data
Carrollton Federal Bank vs Clifty Creek Employees Federal Credit Union
Credit union
Clifty Creek Employees Federal Credit Union
Madison, Indiana · Under $100 million in assets
Metric by metric
| Measure | Carrollton Federal Bank | Clifty Creek Employees Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 49 (stronger) | 0 |
| Funding & liquidity | 82 | 91 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 62nd |
| Total assets | $43.6M | $16.3M |
| Deposits / shares | $37.1M | $13.5M |
| Capital ratio | 15.71% | 16.95% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.35% (stronger) |
| Return on assets | 0.73% (stronger) | -0.92% |
| Loans ÷ deposits | 73.2% | 69.1% (stronger) |
| Uninsured deposits | 19.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carrollton Federal Bank has the higher TellerScore (87 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Carrollton Federal Bank leads on 2 and Clifty Creek Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.