TellerScore

Side-by-side · Q2 2026 data

Carrollton Federal Bank vs Home Savings Bank, FSB

Bank

Carrollton Federal Bank

Carrollton, Kentucky · Under $100 million in assets

87of 100
Very strong

Bank

Home Savings Bank, FSB

Ludlow, Kentucky · Under $100 million in assets

25of 100
Low

Metric by metric

MeasureCarrollton Federal BankHome Savings Bank, FSB
TellerScore87 (stronger)25
Capital cushion100 (stronger)52
Loan quality100 (stronger)0
Earnings49 (stronger)0
Funding & liquidity82 (stronger)61
Problem-loan coverage100 (stronger)2
Peer percentile84th1st
Total assets$43.6M$25.7M
Deposits / shares$37.1M$20.1M
Capital ratio15.71% (stronger)10.19%
Problem loans0.00% (stronger)7.46%
Net charge-offs0.00%0.00%
Return on assets0.73% (stronger)-1.29%
Loans ÷ deposits73.2% (stronger)99.6%
Uninsured deposits19.8%2.0% (stronger)
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Carrollton Federal Bank has the higher TellerScore (87 vs 25). On the 6 directional measures above (where higher or lower is clearly better), Carrollton Federal Bank leads on 5 and Home Savings Bank, FSB on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions