Side-by-side · Q2 2026 data
Carver State Bank vs Great Oaks Bank
Metric by metric
| Measure | Carver State Bank | Great Oaks Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 60 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 94th | 64th |
| Total assets | $111.2M | $422.0M |
| Deposits / shares | $93.1M | $374.4M |
| Capital ratio | 14.99% (stronger) | 10.25% |
| Problem loans | 0.37% | 0.10% (stronger) |
| Net charge-offs | 1.21% | -0.01% (stronger) |
| Return on assets | 1.00% | 1.42% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 73.2% |
| Uninsured deposits | 15.6% (stronger) | 27.4% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Carver State Bank has the higher TellerScore (89 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Carver State Bank leads on 4 and Great Oaks Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.