Side-by-side · Q2 2026 data
Carver State Bank vs The Peoples Bank
Metric by metric
| Measure | Carver State Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 88 (stronger) | 70 |
| Earnings | 60 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 53rd |
| Total assets | $111.2M | $109.3M |
| Deposits / shares | $93.1M | $95.2M |
| Capital ratio | 14.99% (stronger) | 12.45% |
| Problem loans | 0.37% (stronger) | 0.89% |
| Net charge-offs | 1.21% | 0.03% (stronger) |
| Return on assets | 1.00% (stronger) | 0.71% |
| Loans ÷ deposits | 50.0% | 39.0% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 21.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carver State Bank has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Carver State Bank leads on 5 and The Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.