Side-by-side · Q2 2026 data
Cathay Bank vs Axos Bank
Metric by metric
| Measure | Cathay Bank | Axos Bank |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 65 (stronger) | 42 |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 26 | 54 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 69th | 76th |
| Total assets | $24.6B | $28.9B |
| Deposits / shares | $21.1B | $24.8B |
| Capital ratio | 11.52% (stronger) | 9.24% |
| Problem loans | 0.54% | 0.44% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.09% |
| Return on assets | 1.55% | 2.16% (stronger) |
| Loans ÷ deposits | 96.6% (stronger) | 99.5% |
| Uninsured deposits | 49.2% | 21.2% (stronger) |
| Offices | 63 | 3 |
| CFPB complaints (3 yrs) | 60 | 635 |
| Complaints per $1B deposits | 2.8 (stronger) | 25.6 |
| Mortgage denial rate (HMDA) | 9.0% | 37.2% |
Axos Bank has the higher TellerScore (71 vs 69). On the 8 directional measures above (where higher or lower is clearly better), Cathay Bank leads on 4 and Axos Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.