Side-by-side · Q2 2026 data
Cathay Bank vs Bank of America California, National Association
Bank
Bank of America California, National Association
San Francisco, California · $10 billion – $100 billion
Metric by metric
| Measure | Cathay Bank | Bank of America California, National Association |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 65 | 74 (stronger) |
| Loan quality | 82 (stronger) | 78 |
| Earnings | 82 (stronger) | 51 |
| Funding & liquidity | 26 | 84 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 69th | 87th |
| Total assets | $24.6B | $14.8B |
| Deposits / shares | $21.1B | $12.3B |
| Capital ratio | 11.52% | 12.41% (stronger) |
| Problem loans | 0.54% (stronger) | 0.66% |
| Net charge-offs | 0.04% | -0.02% (stronger) |
| Return on assets | 1.55% (stronger) | 0.77% |
| Loans ÷ deposits | 96.6% | 76.6% (stronger) |
| Uninsured deposits | 49.2% | 6.2% (stronger) |
| Offices | 63 | 1 |
| CFPB complaints (3 yrs) | 60 | — |
| Complaints per $1B deposits | 2.8 | — |
| Mortgage denial rate (HMDA) | 9.0% | — |
Bank of America California, National Association has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cathay Bank leads on 2 and Bank of America California, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.