Side-by-side · Q2 2026 data
Cathay Bank vs Citizens Business Bank, National Association
Bank
Citizens Business Bank, National Association
Ontario, California · $10 billion – $100 billion
Metric by metric
| Measure | Cathay Bank | Citizens Business Bank, National Association |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 65 (stronger) | 64 |
| Loan quality | 82 | 95 (stronger) |
| Earnings | 82 (stronger) | 67 |
| Funding & liquidity | 26 | 44 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 69th | 83rd |
| Total assets | $24.6B | $21.2B |
| Deposits / shares | $21.1B | $16.4B |
| Capital ratio | 11.52% (stronger) | 11.41% |
| Problem loans | 0.54% | 0.14% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.55% (stronger) | 1.18% |
| Loans ÷ deposits | 96.6% | 72.4% (stronger) |
| Uninsured deposits | 49.2% (stronger) | 54.2% |
| Offices | 63 | 82 |
| CFPB complaints (3 yrs) | 60 | 21 |
| Complaints per $1B deposits | 2.8 | 1.3 (stronger) |
| Mortgage denial rate (HMDA) | 9.0% | 8.1% |
Citizens Business Bank, National Association has the higher TellerScore (73 vs 69). On the 8 directional measures above (where higher or lower is clearly better), Cathay Bank leads on 3 and Citizens Business Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.