Side-by-side · Q2 2026 data
Cattaraugus County Bank vs Abacus Federal Savings Bank
Metric by metric
| Measure | Cattaraugus County Bank | Abacus Federal Savings Bank |
|---|---|---|
| TellerScore | 61 | 76 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 42 | 84 (stronger) |
| Earnings | 48 (stronger) | 31 |
| Funding & liquidity | 95 (stronger) | 64 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 20th | 64th |
| Total assets | $384.7M | $320.7M |
| Deposits / shares | $338.2M | $257.9M |
| Capital ratio | 11.26% | 16.32% (stronger) |
| Problem loans | 1.73% | 0.47% (stronger) |
| Net charge-offs | 0.71% | 0.00% (stronger) |
| Return on assets | 0.71% (stronger) | 0.27% |
| Loans ÷ deposits | 63.6% (stronger) | 93.8% |
| Uninsured deposits | 16.4% (stronger) | 16.7% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | 93 | — |
| Complaints per $1B deposits | 275.0 | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Abacus Federal Savings Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Cattaraugus County Bank leads on 3 and Abacus Federal Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.