Side-by-side · Q2 2026 data
Cattle Bank and Trust vs Adams State Bank
Metric by metric
| Measure | Cattle Bank and Trust | Adams State Bank |
|---|---|---|
| TellerScore | 87 | 91 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 97 | 97 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 64 | 70 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 91st | 90th |
| Total assets | $421.9M | $70.2M |
| Deposits / shares | $347.2M | $54.2M |
| Capital ratio | 12.87% | 16.62% (stronger) |
| Problem loans | 0.08% (stronger) | 0.09% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.14% (stronger) | 1.59% |
| Loans ÷ deposits | 91.6% | 90.1% (stronger) |
| Uninsured deposits | 19.2% | 14.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Adams State Bank has the higher TellerScore (91 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Cattle Bank and Trust leads on 2 and Adams State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.