Side-by-side · Q2 2026 data
Cattle Bank and Trust vs Horizon Bank
Metric by metric
| Measure | Cattle Bank and Trust | Horizon Bank |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 79 | 90 (stronger) |
| Loan quality | 97 (stronger) | 85 |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 91st | 91st |
| Total assets | $421.9M | $574.3M |
| Deposits / shares | $347.2M | $474.9M |
| Capital ratio | 12.87% | 13.96% (stronger) |
| Problem loans | 0.08% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 2.14% | 2.95% (stronger) |
| Loans ÷ deposits | 91.6% | 84.0% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 30.8% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cattle Bank and Trust leads on 3 and Horizon Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.