Side-by-side · Q2 2026 data
Cattle Bank and Trust vs Liberty First Credit Union
Metric by metric
| Measure | Cattle Bank and Trust | Liberty First Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 97 (stronger) | 74 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 91st | 89th |
| Total assets | $421.9M | $523.4M |
| Deposits / shares | $347.2M | $437.2M |
| Capital ratio | 12.87% | 15.08% (stronger) |
| Problem loans | 0.08% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 2.14% (stronger) | 1.75% |
| Loans ÷ deposits | 91.6% | 91.4% (stronger) |
| Uninsured deposits | 19.2% | 2.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 13.0% |
Cattle Bank and Trust has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Cattle Bank and Trust leads on 4 and Liberty First Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.