Side-by-side · Q2 2026 data
Cattle Bank and Trust vs Lincone Federal Credit Union
Metric by metric
| Measure | Cattle Bank and Trust | Lincone Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 80 |
| Capital cushion | 79 (stronger) | 77 |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 91st | 78th |
| Total assets | $421.9M | $183.6M |
| Deposits / shares | $347.2M | $157.7M |
| Capital ratio | 12.87% (stronger) | 12.67% |
| Problem loans | 0.08% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.71% |
| Return on assets | 2.14% (stronger) | 1.05% |
| Loans ÷ deposits | 91.6% | 55.5% (stronger) |
| Uninsured deposits | 19.2% | 2.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 7.0% |
Cattle Bank and Trust has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Cattle Bank and Trust leads on 5 and Lincone Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.