Side-by-side · Q2 2026 data
Cattle Bank and Trust vs York State Bank
Metric by metric
| Measure | Cattle Bank and Trust | York State Bank |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 79 | 89 (stronger) |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 | 70 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 91st | 95th |
| Total assets | $421.9M | $200.2M |
| Deposits / shares | $347.2M | $167.4M |
| Capital ratio | 12.87% | 13.92% (stronger) |
| Problem loans | 0.08% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 2.14% (stronger) | 2.08% |
| Loans ÷ deposits | 91.6% | 77.1% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 27.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
York State Bank has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Cattle Bank and Trust leads on 4 and York State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.