Side-by-side · Q2 2026 data
Cayuga Lake National Bank vs Auburn Community Federal Credit Union
Metric by metric
| Measure | Cayuga Lake National Bank | Auburn Community Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 83 (stronger) |
| Capital cushion | 43 | 73 (stronger) |
| Loan quality | 18 | 97 (stronger) |
| Earnings | 44 | 59 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 64 | 100 (stronger) |
| Peer percentile | 4th | 83rd |
| Total assets | $273.7M | $126.5M |
| Deposits / shares | $249.1M | $108.7M |
| Capital ratio | 9.30% | 12.28% (stronger) |
| Problem loans | 2.46% | 0.08% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.60% | 0.99% (stronger) |
| Loans ÷ deposits | 69.5% | 36.8% (stronger) |
| Uninsured deposits | 26.1% | 3.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 16.9% |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Cayuga Lake National Bank leads on 0 and Auburn Community Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.