Side-by-side · Q2 2026 data
CB&S Bank, Inc. vs Oakworth Capital Bank
Metric by metric
| Measure | CB&S Bank, Inc. | Oakworth Capital Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 58 |
| Capital cushion | 54 (stronger) | 46 |
| Loan quality | 62 | 77 (stronger) |
| Earnings | 49 | 67 (stronger) |
| Funding & liquidity | 77 (stronger) | 17 |
| Problem-loan coverage | 61 | 87 (stronger) |
| Peer percentile | 19th | 17th |
| Total assets | $3.1B | $2.1B |
| Deposits / shares | $2.6B | $1.8B |
| Capital ratio | 10.42% (stronger) | 9.60% |
| Problem loans | 1.15% | 0.68% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | 0.71% | 1.17% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 96.5% |
| Uninsured deposits | 31.1% (stronger) | 56.8% |
| Offices | 57 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CB&S Bank, Inc. has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), CB&S Bank, Inc. leads on 5 and Oakworth Capital Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.