Side-by-side · Q2 2026 data
CB&S Bank, Inc. vs River Bank & Trust
Metric by metric
| Measure | CB&S Bank, Inc. | River Bank & Trust |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 54 (stronger) | 42 |
| Loan quality | 62 | 84 (stronger) |
| Earnings | 49 | 80 (stronger) |
| Funding & liquidity | 77 (stronger) | 49 |
| Problem-loan coverage | 61 | 92 (stronger) |
| Peer percentile | 19th | 40th |
| Total assets | $3.1B | $4.0B |
| Deposits / shares | $2.6B | $3.5B |
| Capital ratio | 10.42% (stronger) | 9.23% |
| Problem loans | 1.15% | 0.48% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 0.71% | 1.49% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 80.5% |
| Uninsured deposits | 31.1% (stronger) | 42.9% |
| Offices | 57 | 25 |
| CFPB complaints (3 yrs) | — | 17 |
| Complaints per $1B deposits | — | 4.8 |
| Mortgage denial rate (HMDA) | — | — |
River Bank & Trust has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), CB&S Bank, Inc. leads on 3 and River Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.