Side-by-side · Q2 2026 data
CBI Bank & Trust vs Availa Bank
Metric by metric
| Measure | CBI Bank & Trust | Availa Bank |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 52 (stronger) | 43 |
| Loan quality | 66 | 91 (stronger) |
| Earnings | 64 (stronger) | 58 |
| Funding & liquidity | 68 (stronger) | 55 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 33rd | 36th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 10.23% (stronger) | 9.33% |
| Problem loans | 1.01% | 0.26% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.11% (stronger) | 0.95% |
| Loans ÷ deposits | 73.8% (stronger) | 82.8% |
| Uninsured deposits | 31.2% (stronger) | 35.2% |
| Offices | 24 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Availa Bank has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), CBI Bank & Trust leads on 5 and Availa Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.