Side-by-side · Q2 2026 data
CCB Community Bank vs First Community Bank of Central Alabama
Metric by metric
| Measure | CCB Community Bank | First Community Bank of Central Alabama |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 55 (stronger) | 36 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 (stronger) | 61 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 75th | 57th |
| Total assets | $661.9M | $694.3M |
| Deposits / shares | $592.5M | $638.3M |
| Capital ratio | 10.53% (stronger) | 8.57% |
| Problem loans | 0.19% | 0.10% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 2.34% | 2.44% (stronger) |
| Loans ÷ deposits | 85.1% | 77.7% (stronger) |
| Uninsured deposits | 25.2% (stronger) | 34.6% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
CCB Community Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), CCB Community Bank leads on 4 and First Community Bank of Central Alabama on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.