Side-by-side · Q2 2026 data
CCB Community Bank vs First Southern Bank
Metric by metric
| Measure | CCB Community Bank | First Southern Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 18 |
| Capital cushion | 55 (stronger) | 39 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 64 (stronger) | 40 |
| Problem-loan coverage | 97 (stronger) | 0 |
| Peer percentile | 75th | 0th |
| Total assets | $661.9M | $679.2M |
| Deposits / shares | $592.5M | $577.1M |
| Capital ratio | 10.53% (stronger) | 8.95% |
| Problem loans | 0.19% (stronger) | 10.86% |
| Net charge-offs | 0.01% (stronger) | 4.60% |
| Return on assets | 2.34% (stronger) | -2.50% |
| Loans ÷ deposits | 85.1% | 78.7% (stronger) |
| Uninsured deposits | 25.2% (stronger) | 52.8% |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 8.2% |
CCB Community Bank has the higher TellerScore (79 vs 18). On the 7 directional measures above (where higher or lower is clearly better), CCB Community Bank leads on 6 and First Southern Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.