Side-by-side · Q2 2026 data
CCB Community Bank vs Fnbt Bank
Metric by metric
| Measure | CCB Community Bank | Fnbt Bank |
|---|---|---|
| TellerScore | 79 | 79 |
| Capital cushion | 55 | 61 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 64 | 64 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 75th | 75th |
| Total assets | $661.9M | $628.5M |
| Deposits / shares | $592.5M | $555.9M |
| Capital ratio | 10.53% | 11.08% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.08% (stronger) |
| Return on assets | 2.34% (stronger) | 1.51% |
| Loans ÷ deposits | 85.1% | 43.0% (stronger) |
| Uninsured deposits | 25.2% (stronger) | 47.9% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), CCB Community Bank leads on 2 and Fnbt Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.